Frequently Asked Questions
Find answers to common questions about how the calculator works, statutory deductions, and salary planning.
1. What does this calculator do?
It calculates your net salary after statutory deductions including PAYE, NSSF, SHIF, and Housing Levy using the updated 2026 Kenya rates. You can also estimate gross salary based on net pay.
2. Can I calculate gross salary from net salary?
Yes. On the home page, switch the calculation mode to “Gross Salary” to reverse-calculate your gross income from your desired take-home pay.
3. Are the calculations accurate?
The calculator follows Kenya’s official 2026 PAYE bands, NSSF contributions (Tier I & II), SHIF rate (2.75%), and Housing Levy (1.5%). For legal, financial planning, or compliance purposes, always verify with KRA and official documents.
4. Is this tool free?
Yes. The platform is completely free to use. It is supported through Google AdSense ads to maintain accessibility for everyone.
5. What is PAYE and how is it calculated?
PAYE (Pay As You Earn) is income tax deducted directly from your salary by your employer. The tax is applied progressively across different income bands, and personal relief is subtracted to calculate your net PAYE.
6. What is NSSF and how is it applied?
NSSF (National Social Security Fund) is a mandatory pension contribution. In 2026, the rate is 6% of pensionable pay (up to KSh 108,000 monthly), split across Tier I & II. The calculator includes both tiers automatically.
7. What is SHIF and Housing Levy?
SHIF (Social Health Insurance Fund) is 2.75% of gross salary (minimum KSh 300, no max) deducted from employees. Housing Levy is 1.5% of gross salary. Both are included in net salary calculations.
8. Can I use this calculator for freelancers?
Yes, freelancers can use the calculator to estimate their net income if they are responsible for their own PAYE, NSSF, SHIF, and other deductions.
9. How often should I check my salary calculations?
Check whenever there are changes in your gross income, bonuses, or allowances. It's also good practice to verify PAYE deductions monthly to ensure accuracy.
10. Who can I contact for questions?
For any questions regarding the calculator, reach out via solveitai.shininess425@simplelogin.com. For official tax confirmation, contact KRA.